Achieving Greatness in Islamic Economy, Globally
Originally established in 2017, Jana Kapital is the 1st Peer-to-Peer (P2P) online Islamic fintech company that facilitates an alternative form of financing for Micro SMEs in Brunei Darussalam through funds collected from the community (investing public), or in what is now globally known as crowdfunding.
PARTNER FOR THE MSMEs.
We offer efficiency through a process of minimum criteria evaluation for the MSMEs based on their business requirements, so their financing can be secured in an efficient and timely manner.
PARTNER FOR THE INVESTORS.
We offer transparency and commitment to our investors by sourcing commercially-viable and profitable projects of the MSMEs that induces real economy, social-impact and productive sectors.
Above all, we are a fully syariah-compliant financing and investment platform. Our integrity is epitomised in the way we conduct our business transactions that is syariah-compliant.
Jana Kapital was established at the onset of various economic challenges facing the tiny nation, chief of which is the unprecedented COVID-19 pandemic, persistent unemployment issues among the youth populations, the increasing need to expand the MSMEs sector and Brunei Darussalam's continuing push to realise its economic diversification strategy;
Insyaa Allah, we are ready to take on these challenges distinctively through fintech (short for finance and technology), thanks to the rise of digital economy and the advent of the Fourth Industrial Revolution (IR4.0) globally;
We are Jana Kapital. We are a pioneering online crowdfunding platform focusing on the MSME - the first of its kind in Brunei. The MSMEs and investors are our partners. We host eligible MSME for their business financing needs, and pool financial resources from our investor base in the platform. Financings are structured in accordance with the Syariah principles.
Be our partners today and discover the digital economy journey with us.